Best Layaway Software
AAFES(Army & Air Force Exchange Service) offers layaway all year round:. 30-day layaway for all clothing, handbags, and shoes. 120-day layaway for fine jewelry. 60-day layaway for all other merchandise.Purchases must be $25 or more, and a 15% deposit is required. There is a non-refundable $3 service fee for processing and a $5 fee for canceled layaways.Merchandise excluded from layaway includes clearance merchandise, computers, peripheral, and major appliances, furniture, mattresses, exercise equipment, seasonal and outdoor living, and electronics for $299 or more.Layaway is only available for in-store shoppers. Burlingtonis a division of Burlington Coat Factory that sells various brands of car seats, baby clothing, cribs, changing tables, and other baby items.Baby Depot has a year-round 90-day in-store layaway program.A 20% deposit is due at the time of purchase.
An additional 20% payment is due 14 days from the purchase date.There is a $5 service fee, though there have been promotions in the past offering a $5 gift card for in-store purchases. There is also a $10 cancellation fee (plus tax where applicable).Refunds of layaway deposits are given as a gift card rather than cash. PRNewsFoto/Big Lots, Inc.has a plan similar to a layaway plan, but it is not promoted and it may not be available at all stores. The program is called 'Price Hold' and it is mostly used for furniture purchases.When putting an item on 'Price Hold,' a 10% deposit is required. Big Lots will then hold the item for 90 days. Some stores may charge a nonrefundable $5 fee.Another option offered to Big Lots shoppers is a managed through Progressive Leasing.
Layaway Management Software
Qualifying items include sofas, loveseats, sectionals, dining sets, and mattresses, as well as seasonal items such as outdoor patio furniture, gazebos, umbrellas, grills, and chairs.The initial payment is $49 and you won’t own the merchandise unless you make 12 months of payments or exercise an early purchase option that may include a markup over the invoice price. Payments are automatically deducted from your checking account.The program is not offered in New Jersey, Wisconsin, Minnesota, Vermont, or Wyoming.
Burlington Coat Factoryhas offered layaway to customers for over 45 years. Shoppers have the option to use the 60-day program all year, not just during the holiday season. Layaway is only an option for in-store shoppers.A 20% deposit is due at the time of purchase. An additional 20% payment is due 14 days from the purchase date.There is a $5 service fee, though there have been promotions in the past offering a $5 gift card for in-store purchases. There is also a $10 cancellation fee (plus tax where applicable).Refunds of layaway deposits are given as a gift card rather than cash. Sears and KmartKmart and Sears offer layaway in stores and online. Programs are for eight or 12 weeks and a fee of $5-$10 is charged, except where prohibited by law.
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The longer period is only for purchases of $300 or more at Kmart and $400 or more at Sears. Payments are biweekly and the down payment is $10, or in some cases, 10%.Items that are available for online layaway will be identified as 'Layaway Eligible.' Just select “Pay with Layaway' when you checkout.There is a cancellation fee of $15 for eight-week layaways and $25 for 12-week layaways. Layaways may be canceled seven days after payments are due. For more information, read the and layaway policies online.
WalmartEach year, Walmart seems to extend its holiday layaway program. It now begins Aug. 30 and ends Dec. (Year-round layaway may be available on jewelry in some stores.) The program is offered in stores only and covers items such as electronics, furniture, toys, select sporting goods, small appliances, and jewelry.To be eligible, individual items must be priced at $10 or more, and the total layaway purchase must be at least $50. The deposit is $20 or 20%, whichever is greater, and that’s what you’ll forfeit in a cancellation fee in most states if the order isn’t paid in full and picked up on time.For more information, read the layaway policy online.
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